family chief financial officer (CFO) service

Our premium Family CFO Service is akin to a project that delivers a financial road map and an action plan to help you achieve your Life Plan.

It includes designing and co-ordinating your A-team of highly skilled experts such as accountants, mortgage brokers, investment managers and solicitors.

Working with us means you will have more time and the complex becomes simpler. Our approach is great for busy families who value teamwork over working in isolation.

This service is via invitation only and starts with an initial 12 month engagement.

How it works

  • A no obligation phone chat so we can hear more about you, what’s on your mind and how we can help.

  • This meeting focuses on your hopes and dreams for life now, in 3 years and 10 years, also known as your Life Plan.

    We spend considerable time discovering how you want to live your life, where you’d like to live, retirement income goal, what you’d love to do, learn and your legacy. We start gathering necessary information about you — your current situation, family, business, work, finances, assets and liabilities.

    This meeting costs $295 and a quote for our personal financial advice services is provided after this meeting.

  • At this stage we agree to how we will work together.

    We also take this opportunity to make sure that we truly understand your situation by ensuring we have collated the right data about your assets, liabilities, income and expenses.

    We also work through an investment risk profiling exercise.

  • We present and discuss various potential strategy solutions addressing your issues and financial objectives such as asset protection, investment growth and superannuation strategies.

    Typically this strategy meeting will be a combination of our input and recommendations together with advice from other professionals such as your accountant and solicitor.

    We will go through detailed cash flow projections and financial modelling to help you make informed ‘trade-offs’ on decisions which affect your ability to achieve your goals.

  • Once we have discussed the various issues and potential strategies available to you via the Strategy Meeting, we will then agree to the way forward. The Statement of Advice is a legal document that formalises our financial advice to you and how the advice puts you in a better financial position.

    We also commit to an agreed action plan and commence implementation.

  • Following your acceptance of our advice, we arrange for recommendations to be implemented. This involves co-ordinating the services of necessary professionals (as agreed by you).

  • Together we review your investment performance and portfolio. We track your progress towards the way you want to live against agreed milestones in your game plan.

    The Review is to revisit your life plan and identify key risks to your plan. We talk about new goals and discuss your portfolio. We discuss our proposed strategy revisions and agree to future action.

  • If we are providing you with insurance advice, during this meeting we will calculate the appropriate levels of cover for you, provide you with approximate premium costings and discuss an ideal insurance structure for affordability, estate planning wishes and tax effectiveness.

    We consider health issues that concern you and discuss your preassessmnet feedback from our insurance panel.

  • We meet with an estate planner to ensure your estate plans and financial plans work in harmony to reduce the risk of your loved ones arguing over money after you’ve passed away, whilst enhancing tax efficiencies and protecting your legacy from unintended parties.

  • This service will provide you with the benefits of an organised cash flow system, which is critical for personal financial success. You’ll understand where your money is going – and where it needs to go to help you achieve your ultimate life goals.

    We set up a Cash Management Account to set up an automated bank account structure to provide you with more accountability to spend within your means and save for those important goals.

  • Succession planning can be stressful because of the many emotional and legal considerations involved, thus a group meeting with your accountant or lawyer is held.

    We understand what’s required to ensure a smooth transitional process for all involved, plus the strategic financial steps to be considered when you receive a lump sum payment for a business.

    Setting up the correct structure from an early stage is critical. It ensures that you limit your Capital Gains Tax exposure, makes provision for the transfer of ownership in the event of an accident, and maximises the asset’s value.

    Effective succession planning provides a smooth transition for family members involved in the business and ensures that valuable employees are also considered.

  • We will you up with your very own Wealth Portal that you can access 24/7 that securely links your bank accounts, assets and liabilities with automatic updates and transaction reconciliations.

    This will help you keep track of your cash flow and allow you to watch your wealth grow.

    A 12 month cash flow report is useful to confirm how much retirement income you realistically need.

  • If your objective is to invest in residential or commercial property, or finance a home, we meet with and continue to collaborate with a mortgage broker, your business bank manager or finance specialist.

Gianna Thomson from thomson wealth

Design and co-ordinate your A-team

We may collaborate with other specialists such as accountants, lawyers and mortgage brokers to get the best outcome for you, save you time and hassle.

How you’ll feel

Confident & financially organised with peace of mind about your financial future, even if life throws you a curveball

tesitmonials

  • Bryan, Lawyer

    Gianna helped me re-evaluate my finances to ensure they were efficient and effectively working for me. Gianna also helped me start my investment portfolio and developed a plan to build me wealth. Gianna's advice and support was invaluable, timely and responsive to my needs. I would highly recommend Gianna's financial planning services for anyone who needs knowlegable advice for a financial friend.

  • Deanna, MORTGAGE BROKER

    Gianna has been amazing to work with over the past 4 years. Responsive, caring and knowledgeable. Thanks Gianna!

  • Gisela, SENIOR PUBLIC SERVANT

    Before meeting Gianna I had no idea of my financial circumstances. I wish we had met her earlier.

    Gianna provides friendly and supportive assistance. She is articulate and her advice is easily understandable. Gianna has shown an extensive knowledge of the financial industry. I have no hesitation in recommending Gianna to anyone needing financial assistance. I have been very pleased with her assistance and advice.

  • Dale, BUSINESS OWNER

    Gianna has a wealth of knowledge and able to answer any of our concerns with confidence. She is constantly in touch to keep us on up to date and on track which is very helpful for as work and life get very busy. We are only a new client but confident Gianna's advice and guidance will be of great benefit in the future.

  • Tim, ACCOUNTANT

    Gianna has given me advice since I had a career change and was contemplating a redundancy payment. Gianna is always very prompt in responding to my questions and takes an interest in understanding my life goals as part of getting a full conversation on how my family and I could structure our finances that was aligned to what we wanted. I have always found Gianna to be an extremely good listener and she complements that with good advice which is always very well explained so that I am comfortable in making decisions , backed up by her technical and industry knowledge. Gianna is always prompt , courteous and extremely professional and it is a pleasure having her as our financial adviser.

  • Evie, Lawyer

    Gianna has given me advice in areas including insurances, budgeting, bank account structures, ethical super funds and managing debt. Gianna was able to explain things to me in a clear way and help me to manage my finances in alignment with my goals. Through Gianna's knowledge and experience, I feel very confident that the advice given was right for my needs.

  • Mark, Professional

    Gianna listens and understands our personal circumstances, issues and goals; understands the current taxation laws, markets and opportunities. We have turned around our savings and longer term prospects for the remainder of our working years heading into less worry about our retirement years ahead. Thank you Gianna.

Get in touch.